V Encuentro Proceedings and Conclusions

204 | Proceedings and Conclusions of the V National Encuentro of Hispanic/Latino Ministry MARITAL STATUS, HOUSEHOLD TYPE, AND HEALTH INSURANCE COVERAGE The charts below demonstrate that Hispanics tend to marry at a younger age than their white peers, with an even greater tendency to have children at a young age outside of marriage. In fact, nearly 20% of Hispanic households are headed by a single parent or unmarried partners with a child or children at home. These numbers are trending downward, but still significantly higher than other U.S. population groups. An additional 13% are in multigenerational house- holds where it is unclear whether the parents are married; often it is the grandparents in such households who are the main caregivers to the children. In addition to family size and household income, health insurance coverage is a major con- tributor to well-being, especially for families with children at home. By 2016, the effects of the 2010 Affordable Care Act (ACA) were clearly visible as most Hispanic children had some form of health coverage; the 7% who were not covered probably includes most of the 5% who were not U.S. citizens, since their families were not eligible to receive ACA subsidies for their health- care. Even with the ACA in place, more than a quarter of Hispanic working-age adults remained without health insurance coverage. Appendix E